Banks and financial assets after a death

The CSSF says that tracing a deceased person's assets is not within its competence. Heirs should contact Luxembourg banks and other financial-sector professionals directly.

The reviewed CSSF source says an asset-tracing request should include a death certificate, a certified copy of the heir's identity card, and a legal document showing the heir's rights. If someone acts for the heirs, the source also identifies a proxy authorizing that person to act.

Account handling, freezes, access, and fees vary by institution. Clarvia does not quote bank-specific rules or amounts until an official source for that institution has been reviewed.

This is practical signposting, not banking, financial, notarial, or succession advice. If you do not know which country or institution holds the assets, Ask Clarvia and explain what you already know.